Named Insured: Essential Role in Insurance Policies
A named insured is the primary individual or entity covered by an insurance policy, holding responsibilities such as premium payments and policy modifications while enjoying broad coverage.
Ryan Newman
Ryan Newman is an experienced insurance professional with over 20 years in the industry. He began as an underwriter, specializing in risk evaluation and coverage determination. His expertise includes creating risk profiles, tailoring policies, managing policy lifecycles, and streamlining claims processes. Known for his strategic approach and customer focus, Ryan has held senior roles in claims management and policy development. He shares insights at industry conferences and through published articles, promoting best practices in insurance.
Best Renters Insurance for Pet Owners: Top Picks for 2024
Renters insurance for pet owners provides coverage for personal property and liability protection. It often includes additional options for pet-related incidents or damages.
Aggregate Limit Definition: Key Concept in Insurance Coverage
The aggregate limit in insurance coverage refers to the maximum amount an insurer will pay for all claims during a policy period.
Coinsurance Clause: Understanding Its Impact on Your Business Insurance Policy
Coinsurance is a cost-sharing arrangement in insurance where policyholders pay a percentage of covered costs after meeting their deductible, impacting out-of-pocket expenses and premiums.
Own Occ Coverage Definition: Key Insights for Policyholders
Explore key insights on choosing the right disability insurance to safeguard your income against illness or injury. Understand policy types and benefits.
Best Health Insurance for OPT Students: Top Affordable Options in 2024
When pursuing Optional Practical Training (OPT) in the United States, securing appropriate health insurance is crucial. As an international student transitioning to work experience, you need coverage that meets your specific needs and budget. Health insurance for OPT students provides…
Best Life Insurance for Overweight Individuals: Top Policies for Higher BMI
Life insurance policies for individuals with higher BMI often feature tailored coverage options, premium adjustments, and specific underwriting guidelines to accommodate unique health considerations.
Managed Care: Transforming Insurance Industry Efficiency
Learn how Managed Care blends quality healthcare with cost control, utilizing HMOs, PPOs, and more to optimize patient and provider benefits.
How to Lower Your Car Insurance Premiums by Adjusting Your Deductible: Boost Savings Today
Adjusting your deductible can significantly lower car insurance premiums, allowing drivers to save on monthly payments while managing out-of-pocket costs during claims.
Marine Insurance Definition: Key Concepts in the Insurance Industry
Discover how marine insurance protects against loss or damage of ships, cargo, and more. Essential coverage for maritime transport safety.